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Mortgage Refinance in Rhode IslandRefinancing Made Easy for Rhode Island Residents
If you are a homeowner who was lucky enough to buy when mortgage rates were low, you may have no interest in refinancing your present loan. But perhaps you bought your home when rates were higher. Or perhaps you have an adjustable rate loan and would like to obtain different terms.
Wondering if you should refinance your mortgage in Rhode Island? Our refinance section will answer some questions that may help you decide. If you do refinance, the process will remind you of what you went through in obtaining the original mortgage. That's because, in reality, refinancing a mortgage is simply taking out a new mortgage. You will encounter many of the same procedures-and the same types of costs the second time around.
If you decide that a refinancing is not worth the costs, ask your Rhode Island lender whether you may be able to obtain all or some of the new terms you want by agreeing to a modification of your existing loan instead of a refinancing.
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