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Mortgage Refinancing

Would Mortgage Refinancing Be Worth It?
Refinancing can be worthwhile, but it does not make good financial sense for everyone. A general rule is that mortgage refinancing becomes worth your while if the current interest rate on your mortgage is at least two percentage points higher than the prevailing market rate. This figure is generally accepted as the safe margin when balancing the costs of refinancing a mortgage against the savings.

There are other considerations, too, such as how long you plan to stay in the house. Most sources say that it takes at least three years to realize fully the savings from a lower interest rate, given the costs of the refinancing. (Depending on your loan amount and the particular circumstances, however, you might choose to refinance a loan that is only 1.5 percentage points higher then the current rate. You may even find you could recoup the refinancing costs in a shorter time). Visit our refinancing guide for everything you need to know about mortgage refinance.

Rates are the lowest they've been in close to 30 years. Refinance now to get a lower rate, turn your adjustable into a fixed rate and get fast cash! Choose your state and your lender don't miss the opportunity inquire now and save thousands!

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